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Tis The Season To Shop Local Retailers List

Tis The Season To Shop Local Retailers List

’Tis the Season to
Shop Local
Retailers List



Throughout the year we have featured a number of wonderful local retailers you may want to consider for last minute Christmas gifts.  Here are links to those business’ LBN articles:


‘Tis the Season to Shop Local

‘Tis the Season to Shop Local

’Tis the Season to
Shop Local



EDITOR’S NOTE: Local Business News Executive Editor Glenn Gilbert discussed LBN’s ’Tis the Season to Shop Local campaign with LBN Publisher Guy Williams. Here is an account of their conversation.




GLENN: You have suggested that people shop local for Christmas — meaning patronize locally owned, Main Street retailers as opposed to big box or online retailers. Why do you feel this way? GUY: Small local businesses have struggled to compete with corporate chains for decades. Hardest hit have been independent retailers. Now the Internet has created even more competition for them. Local stores with one or two locations can’t compete on price with Amazon or Walmart. However, mom-and-pop businesses survive and thrive because the owners are so passionate about what they do and consumers embrace that. Studies show that, 96 percent of consumers think local businesses beat national chains on personalizing service. In fact, a study last year stated that “local businesses should compete on service/quality, not price; 72 percent of consumers are willing to pay a local business more for better quality work.”

GLENN: Do you feel LBN’s campaign will benefit local communities and their residents  more than would shopping wherever one pleases? GUY: It’s more than a feeling, there are statistics to back it up. When we interviewed Constance Logan, the district director of the Michigan Small Business Administration, back in May, she shared some interesting facts, such as: “when you shop local, each dollar you spend at independent businesses returns three times more money to the local economy than one dollar spent at a chain.” As we launch the ’Tis the Season to Shop Local campaign, those numbers really add up when you consider that if each household simply redirected just $100 of planned holiday spending from chain stores to locally owned merchants, the local economic impact would reach approximately $10 million.

“It’s as simple as this: including neighborhood businesses in your everyday shopping helps the community. A larger percentage of those dollars stay local when you spend locally.”

GLENN: Do you have statistics to back up local retailers impact on the community? If it is true that patronizing local retailers benefits the local community, why would this not also be true of shopping at the so-called big-box stores located in one’s community? GUY: It’s as simple as this: including neighborhood businesses in your everyday shopping helps the community. A larger percentage of those dollars stay local when you spend locally. To quote Ms. Logan again, “We have 870,301 small businesses in Michigan.  Those small businesses employ 1.8 million and created 66,240 net new jobs.” More information can be found at

GLENN: Is it really realistic to suggest that all shopping needs can be met by local, mom-and-pop businesses?

GUY: No, that isn’t the point. We don’t need to completely abandon corporate shopping or chain restaurants to improve things for local businesses. It’s more an issue of balance. I think more people would patronize more of their local businesses if they were more aware of them. The biggest disadvantage mom-and-pop business owners have is their lack of marketing funds along with a lack of marketing know-how. The majority of the business owners that I know are razor focused on creating the product or service that they offer. Most are not becoming millionaires, the truth is that, 86.3 percent of small business owners said they take a yearly salary of less than $100k. 30.07 percent of small business owners don’t take a salary. (Source: Fundera 2017.)

As our lives become more global, our focus is becoming more local. Many studies suggest that consumers who have said that they would like to buy local, also said that it’s difficult sometimes finding a local business that can meet their needs. Of the many hats that small business owners wear, marketing is most often the most difficult one to master. Marketing is only expensive when it doesn’t work, and when you don’t know what you’re doing it doesn’t work most times, regardless of your budget.

GLENN: Do you feel that locally owned retailers can turn the clock back and regain their previous ascendancy? GUY: America is very different than it was 50 or 75 years ago and so is retailing. The only time in history when civilization went backwards was during the Dark Ages. We are constantly moving forward, so hoping that retail will suddenly move back to what it was is not very realistic. This forward movement results in change, which often causes fear of the unknown. Retailing has always changed; it’s typically entrepreneurs that embrace technology and use it to separate themselves from their competitors. Retailing icons like Macy, Kresge, Walton and now Bezos have changed the face of retail in their times. each of these retailers have faced experts warning of dire consequences that never seems to materialize.

I read an article the other day about Amazon’s new stores, Amazon Go ( These stores have no checkout line, cashiers or waiting. The technology allows you to shop and then walk out with your items that are automatically scanned and you’re billed to your phone after leaving the store. Today I can understand how some people could see this as the nail in the coffin of small retailers. However, once the technology is available and affordable to mom-and-pop businesses, it could be just the thing they need to compete.

GLENN: What is the future of retailing? GUY: When I look into my crystal ball, I see a very vibrant retail industry that includes many small local businesses. I believe that mom-and-pop store owners are embracing technology like never before and that will continue and accelerate with the next generation of shop owners. Today, 51 percent of owners of small businesses are 50 to 88 years old, 33 percent are 35 to 49 and only 16 percent are 35 years old and under. As the next generations of local business owners emerge, their understanding and comfort with technology will help them better succeed.


SBA has Advice for Consumers, Entrepreneurs

SBA has Advice for Consumers, Entrepreneurs

Local Business News Executive Editor Glenn Gilbert asked Constance Logan to address issues affecting small businesses. Logan is the district director of the Small Business Administration in Michigan. Here are excerpts from her responses. 


Glenn Gilbert, Local Business News Executive Editor

  GILBERT (LBN): In his announcement of Small Business Week (April 29 to May 5) President Trump said the country’s 30 million small businesses employ nearly 58 million Americans — 48 percent of the labor force, and that each year, small businesses create two-out-of-three net new, private-sector jobs in the United States.  Is this a trend that is sustainable and where will this leave us 10 years from now?


LOGAN (SBA): The U.S. Small Business Administration surely hopes the current trend in the economy is sustainable.  SBA’s Office of Advocacy statistics show that small businesses are the driving force in our economy.  Multiple economic indicators consistently signaled a strengthening U.S. economy in 2017.   In the third quarter, the  economy grew at an annual rate of 3.4 percent,  and the unemployment rate is down.  This trend seems to be continuing into 2018.   The United States is home to 30.2 million small businesses which employ 58.9 million people, or 47.5 percent of the nation’s private-sector workforce.  The three industries with the most small business employment are: 1) health care and social assistance; 2) accommodation and food services; and (3) retail trade.  Therefore, if the current trends continue, we hope that these small businesses grow into large businesses and more small businesses develop as a result.


  GILBERT (LBN): When we talk about the necessity of supporting small businesses, does this mean the public should support so-called Main Street retailers instead of shopping online?


Constance Logan, District Director of the Small Business Administration

LOGAN (SBA): When it comes to supporting small businesses, we don’t encourage one avenue of how the public shops over the other.  In fact, many of the small retailers we help also have an online presence.


  GILBERT (LBN): The president has been very negative, for example, toward Amazon. He claims Amazon has an unfair advantage over traditional retailers? Is he correct?


LOGAN (SBA): As the only independent voice of small business, SBA certainly advocates for supporting small businesses. Our number one focus is on guiding small businesses on the right path to success with resources and advice.  Your question is an important one to independent retailers; unfortunately, we don’t comment on these issues at the district level.


  GILBERT (LBN): How do prices of merchandise of bricks-and-mortar retailers compare to online shopping?

Or perhaps I am misunderstanding this and the question should rather be … to what extent should Main Street retailers take advantage of online functions?  Can you give examples?


LOGAN (SBA): I think the best answer to that question is for Main Street retailers to work with our certified business consultants to do an analysis of their competitive strengths and weaknesses and develop a plan that best incorporates e-commerce with brick and mortar sales.  Our consultants do a great job in helping small businesses create a marketing strategy by incorporating market research into the plan.  They can conduct a search engine optimization or SEO on the business’ website and identify what’s working and what needs improvement.  These services are all free through the SBA funded Small Business Development Centers located across the state.  The SBA consulting services  help small businesses compete at a local, national, or global scale and this is how we are able to help small businesses meet the needs of their customers, regardless if is it at the Main Street retail shop or online level.


  GILBERT (LBN): Can you give some concrete examples of why and how the public should and can support community businesses?


LOGAN (SBA): The public should support community businesses by patronizing  establishments in their neighborhood because it’s good for the local economy.  Viable small businesses are job creators and the cornerstone of healthy communities.   We have 870,301 small businesses in Michigan.  Those small businesses employ 1.8 million and created 66,240 net new jobs.  Various studies such as the one by the American Independent Business Alliance show that when you shop local,  each dollar you spend at independent businesses  returns three times more money to the local economy than one dollar spent at a chain.  This study also suggests that shopping local creates jobs and opportunities, increases wealth of residents, creates a healthier environment, lowers taxes and enhances local democracy. This information can be found at Take for example Great Lakes Health in Jackson.  William and Cheri Deary started this company in 1994 with a bank loan guaranteed by the SBA.  Great Lakes Caring grew to a company with more than 2,600 employees in nine states, with 25 offices, serving over 9,000 people a day.  The Dearys sold the company in 2016.  I’m very proud that the SBA was there to help them in the beginning stages.  And there are so many stories just like this.  This is why the public needs to support community businesses.


  GILBERT (LBN): Do you have anything to say about the results of the recently completed Small  Business Week?

I have reviewed the resources available on SBA’s website, including the very helpful and comprehensive Michigan Small Business Resource Guide ( But I can imagine this remains a maze to the average person.  Can you simplify the steps a person dreaming of starting a small business should follow — how to find property, how to learn about financing, etc.?


LOGAN (SBA): Well first, National Small Business Week was a phenomenal success, especially here in Michigan.  The SBA Michigan district  presented the 2018 Michigan Small Business awards at the 14th Annual Michigan Celebrates Small Business event in Lansing on May 3rd. The SBA has been honoring the contributions of small businesses and entrepreneurs since 1963!

In addition to that event, the SBA Michigan district office kicked off National Small Business Week by participating in  the 26th Annual Association for Enterprise Opportunities (AEO) 2018 National Microbusiness Conference in Detroit that same week.  More than 600 executives, decision-makers, microfinance practitioners, advocates, policymakers, small business advisors, educators, funders, investors, fintech influentials and entrepreneurs from across the nation gathered here to share, network and collaborate on ways to move Main Street forward through inclusion, innovation and investment.  I also took part in the 1st Annual State of Small Business in Michigan Live Chat on Facebook with the Small Business Association of Michigan.  Rob Fowler, SBAM  President & CEO and I had a lively and spirited discussion highlighting small businesses in Michigan as well as sharing what opportunities are coming from SBA and SBAM that small business owners and entrepreneurs can look forward to.

Our resource guide and website can be overwhelming which is why we are in the middle of a rebranding and messaging campaign that we hope will generate a more customer centric approach.  With the rebrand, our goal is to make it easier to access information on how to start, grow, expand and recover.  The 10 steps to start a business are:

  • Conduct market research
  • Write your business plan
  • Fund your business
  • Pick your business location
  • Choose a business structure
  • Choose your business name
  • Register your business
  • Get federal and state tax IDs
  • Apply for licenses and permits
  • Open a business bank account

Our website and resource guide go more in-depth on the 10 steps while providing additional resources such as free counseling services and training for individuals interested in starting their own business.

   GILBERT (LBN): I assume virtually all small businesses require loans.  What percentage of small businesses have benefitted from SBA loans? What other business financing do banks typically offer?  Can the average person learn about SBA financing by going to his or her local bank?  Are banks required to work with the SBA in terms of financing? 


LOGAN (SBA): Most startup companies do require capital but many obtain it from friends and family or often by using credit cards.  Loans to new businesses are typically hard to get because they have inherent risk, but by using the SBA guaranty programs, lenders can mitigate that risk.  So we guarantee many loans to launch new businesses and create jobs.  In fiscal year 2017, the Michigan district office supported 2,700 loans totaling $1.087 billion, a 15.39 percent increase in loan dollar volume over the same time period last year. This reflects the highest level of SBA lending ever in Michigan and is a testament to its work with Michigan lenders to continue supporting small businesses.  Our extensive outreach and collaboration with community organizations and lenders in the state has contributed to loan increases to minority entrepreneurs.

Included in the $1 billion is more than $101 million in SBA-approved loans to woman-owned small businesses, $26.9 million in loans allocated to veterans, and nearly $116 million to minority-owned small businesses (a 14.88 percent increase over last year).

SBA lending in 2018 continues to be strong.  With 1,311 7(a) loans through March, the Michigan district is currently the second highest volume SBA district in the country.  Overall SBA lending is up 7.3 percent year to date.